Do you want to play an active role in driving a company’s growth and turning big plans into reality? Then join our team! You can look forward to exciting challenges, an inspiring environment, and a work culture that combines flexibility and collaboration – with our 60/40 hybrid model and modern offices in Ratingen as a hub for ideas. As part of our team, you will take on the following responsibilities: You are responsible for the development and strategic expansion of the Mobile Payment Digitalized Card Solutions portfolio. In this role, you manage the assigned products throughout their entire lifecycle – from concept development and launch to continuous enhancement and optimization. You continuously analyze, optimize, and digitalize existing processes, working closely with internal stakeholders as well as external partners and service providers. In addition, you conduct market and competitor analyses, identify emerging customer and market needs, and assess innovative technologies for their potential contribution to our product portfolio. You take ownership of budgeting and planning activities related to the product portfolio and oversee operational topics within the area of Online Authorization. You design and manage both internal and external communication activities related to the product portfolio in close collaboration with Marketing and other key stakeholders. You initiate and lead company-wide Payment Authorization projects, ensuring their successful implementation together with internal and external partners. As a central point of contact, you advise business units on product-related topics and actively drive the further development of modern digital payment solutions.